The directory

Real programs. All free to join.

A working directory of legitimate affiliate programs — the broad networks and the creator-commerce platforms. Every one is free to join and pays on real sales (no recruitment, no buy-in). Each card links straight to the program.

Before you join: commission rates, follower requirements, cookie windows, and payout terms change frequently (Amazon, for example, reportedly cut some rates in 2026). Treat the figures below as a current-as-of-research guide and always verify the live terms on each program's own site. Outbound links open in a new tab and may be affiliate links.

Amazon Associates
Broad retail · easiest approval
Free to join
Commission1–10% by category (luxury beauty ~10%, most items 1–4%)
RequiresFree; easy approval
Payout24-hour cookie (cart items up to 90 days); universal cart cookie
Best forBeginners who want a huge catalog and a simple start
Visit program
ShareASale (Awin)
4,500+ merchant programs
Free to join
CommissionUp to ~80% on some merchants; varies widely
RequiresFree
Payout$50 payout threshold; monthly payouts on the 20th
Best forBeginners who want many niches in one beginner-friendly dashboard
Visit program
Awin
~30,000 merchants in 180+ countries
Free to join
CommissionVaries by merchant (Nike, Samsung and more)
Requires$1 refundable deposit to join
Payout~$20 payout threshold; Instagram integration
Best forAffiliates wanting global brands and a low payout bar
Visit program
CJ Affiliate
Commission Junction · since 1998
Free to join
CommissionVaries; premium brands
RequiresFree; individual merchant approval
PayoutNet-30 payouts; advanced reporting
Best forAffiliates with an established platform and premium brand goals
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Impact
~3,000 merchants (Adidas, Lenovo, HSBC)
Free to join
CommissionTypically 3% up to 20%+
RequiresFree
Payout$10 payout threshold; supports podcasts/apps
Best forAffiliates who want low thresholds and offline-friendly methods
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Rakuten Advertising
~1,000 merchants · high-ticket brands
Free to join
CommissionCustom pricing per brand
RequiresFree; merchant approval
PayoutVaries by brand
Best forAffiliates targeting select high-ticket retail brands
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ClickBank
Digital & info products
Free to join
Commission10–75% (often 50%+)
RequiresFree
Payout60-day cookie; product quality varies
Best forDigital/info niches where high commissions matter
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LTK
Fashion · beauty · home · lifestyle
Free to join
CommissionLow (<7%), medium (7–11%), high (>11%); up to ~30%
Requires5,000+ engaged followers to apply
PayoutPaid via PayPal at $100 in closed commissions
Best forLifestyle creators with an engaged following
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TikTok Shop Affiliate
Native in-app checkout
Free to join
Commission5–20% by category (beauty/supplements 10–25%); top "Target" deals 18–50%
RequiresUS often 5,000 followers (varies)
PayoutSettlement ~every 14 days; 30-day rate lock
Best forShort-form video creators who want native checkout
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Amazon Influencer
Custom storefront · shoppable video
Free to join
CommissionSame 1–10% as Associates
RequiresNo published follower minimum; quality matters
PayoutFree to join; reapply after 30 days if rejected
Best forSocial creators who want a vanity storefront
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ShopMy
Beauty · fashion · home
Free to join
Commission5–25% (up to ~30%)
RequiresLower barrier (~1,000 followers)
PayoutWeekly payouts; 7–30 day cookie
Best forCreators who want higher rates and to link almost any product
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Mavely
Everyday real people · big-box retailers
Free to join
CommissionSmartLinks across Walmart, Target, Amazon, Old Navy; 10% referral + monthly bonus
RequiresNo minimum following
PayoutBiweekly payouts
Best forEveryday people sharing to existing networks
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Flip
Social shopping · beauty & wellness
Free to join
Commission5–15% for 12 months after a review, plus pay-per-engagement
RequiresNo follower threshold; ~$1 product purchase to unlock posting
PayoutReferral bonus ($45); earnings tend to be modest
Best forThe most accessible starting point with zero following
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Howl
Formerly Narrativ · direct brand deals
Free to join
Commission1–75% via direct brand relationships
RequiresFree; creator-focused
PayoutPost-click attribution & deep-linking
Best forCreators who want higher rates through brand relationships
Visit program

Not sure which to pick? Start here if you're new or here if you're a creator — and run any program past the vetting checklist first.

Beyond retail

High-value niches worth knowing.

Some verticals pay far more per sale — especially recurring SaaS commissions, the "holy grail" for passive income.

Tech / SaaS
HubSpot (30% recurring), Semrush (40% recurring), Shopify (up to $150/referral), Bluehost (~$65+). Recurring commissions compound month over month.
Beauty / Fashion
LTK, ShopMy, and Sephora (via Howl). Visual, demo-friendly products that convert well in short-form video.
Travel
Booking.com and hotel programs (~6%, ~7-day cookies). Reported as a top-earning niche (~$13,847/mo average in surveys).
Home
Wayfair and Amazon. Big-ticket items mean meaningful commissions even at modest rates.
Finance
High cost-per-lead programs (the kind behind sites like NerdWallet). Strong payouts, but high competition and compliance.
Fitness / E-learning
Fitness reportedly averages $7,000+/mo in industry surveys; e-learning ~$15,551/mo. Treat survey averages as aspirational, not typical.

Niche income averages come from industry surveys and are skewed by top earners. They show relative potential, not what a beginner should expect — see our honest income page.

Picked one?

Now learn to promote it.

Joining is the easy part. The income comes from how you share — honestly, with real context, and always disclosed.

How to promote → Disclosure rules